Stripe Invoicing is excellent for creating and collecting payment on invoices. Facturama is built for the follow-up problem â what happens when a client doesn't pay. They solve different parts of the same workflow.
ð Quick verdict
Use Stripe Invoicing to create invoices and collect payment. Use Facturama to automatically follow up when clients miss the due date â with escalating tone and a direct payment link in every email.
| Feature | Facturama ð | Stripe Invoicing |
|---|---|---|
| Invoice creation & sending | â ï¸ Manual entry | â Full invoice builder |
| Automatic follow-up emails | â 4-stage escalating sequence | â ï¸ Automatic reminders (limited) |
| Escalating tone | â Friendly â formal â final demand | â Same template each time |
| Built-in card payment | â ï¸ Via payment link you add | â Native Stripe payment |
| Payment fees | 0% platform fee | 2.9% + $0.30 per transaction |
| Overdue dashboard | â Focused on overdue recovery | â Yes |
| Custom sender email | â invoices@yourdomain.com | â ï¸ Stripe domain by default |
| Reminder notification to you | â Email when each follow-up fires | â No proactive alerts |
| Escalation stage tracking | â 4 stages with risk score | â No stage tracking |
| Free tier | â 3 invoices free | â Free (fees on payment) |
| Pro price | â¬9,95/mo flat | Free + transaction fees |
Stripe Invoicing is developer-friendly, reliable, and deeply integrated with the broader Stripe ecosystem. You can create a professional invoice in minutes, attach any Stripe payment method, and send it to clients who can pay instantly by card.
Stripe does offer automatic reminders â you can configure it to send follow-up emails at set intervals after the due date. The limitation is that all reminders use the same template and the same tone. There's no escalation, no “this is the third time I'm following up” escalating pressure, and no notification to you when a reminder fires.
Facturama's 4-stage escalation sequence is purpose-built for invoice recovery. Each stage has a different tone: friendly at day 3, firm at day 7, formal at day 14, final demand at day 30. You can add the Stripe payment link directly to the invoice, so every follow-up email includes a “Pay now” button.
You also get notified every time a follow-up fires â so you always know where each invoice is in the escalation sequence without logging into Stripe. And the emails come from your own domain, not from Stripe's, which makes them feel more personal and less like an automated system.
Stripe Invoicing is free but charges 2.9% + $0.30 per transaction when clients pay. On a $3,000 invoice that's $87 in fees. Facturama is â¬9,95/month flat â it doesn't take a percentage and works with any payment method (Stripe, bank transfer, PayPal, whatever the client prefers). If you process more than $600/month through invoices, the math starts to favour Facturama + direct bank transfer.
Create invoices in Stripe, add the payment link to Facturama, and let automated follow-ups do the chasing.
Try free â 3 invoices âFree forever · No credit card · 2 minutes to set up